Featured Loan Programs - Tri-State Area (NY, NJ, CT)

As a New York based company working in the tri-state area, we have greater flexibility in tailoring a loan program to meet your specific needs. Some of the added products include Construction Loans and the Solo I which is tailored for the owner occupant. Please continue for specific details on each product.


Multi-family - Mixed-use - Office - Retail     [Apply Online]
Click for more about Multi-family - Mixed Use - Office - Retail
· Loans in excess of $250,000 up to $25,000,000
· Loan to Value up to 85% with DSC of 1.25:1.0
· Terms of 5, 7, 10, 15, 25 or 30 years are available
· Rates start at 3%* (Check corresponding index)
· Up to 5 years interest only
· Non recourse available
· Limited pre-payment penalty
· Good credit - Full doc


NO PRE-PAYMENT PENALTY    [Apply Online]
Click for more abount No Prepayment Penalty
· All income producing properties. Owner occupied or investment
· $500,000 up to $10,000,000
· 5 year fixed rate product with amortization up to 30 years
· Flexible underwriting


BRIDGE LOANS    [Apply Online]
Click for more about Bridge Loans
· One year interest only.
· Rates from 8% to 12%*
· FAST CLOSINGS    As little as one week
· 75% LTV's      Loans from $400,000 to $15,000,000


Special Use - Stated - Owner Occupied Only    [Apply Online]
Click for more about Special Use - Stated
Click for more about Special Use - Owner Occupied Only
· Loans up to $400,000.
· 25 year fixed rates - 10% to 12%*
· 680 FICO or better. Limited pre-payment penalty


SOLO I    [Apply Online]
Click for more about Solo I - 95% Financing
· 95% LOAN TO VALUE
· Mixed-use properties with no more than 4 residential units
· MUST be owner occupied
· 25 year fixed rates starting as low as 6%*
· Purchase or Refinance. Funds can be used for renovations
· Maximum loan amount $1,400,000


CONSTRUCTION - REHAB    [Apply Online]
Click fore more about Construction - Rehab
· Loan amounts of $100,000 up to $15,000,000
· 70% loan to cost – higher LTC available – case by case
· Floating rates starting at Prime + 2%
· Full Doc – Good Credit


HARD MONEY - CONSTRUCTION REHAB     [Apply Online]
Click fore more about Hard Money - Construction Rehab
· Loan amounts from $400,000 up to $10,000,000
· Rates from 8% to 11%*
· All loans interest only - FAST CLOSINGS


HARD MONEY    [Apply Online]
Click fore more about Hard Money
· FAST CLOSINGS
· 25 year fixed rates ranging from 10% to 14%
· 3 year pre-payment penalty
· Most property types will be considered
· Limited income verification - All credit acceptable


SBA LOANS    [Apply Online]
Click fore more about SBA Loans
· Owner occupied properties only
· High loan to value.   Low adjustable rates
· Money for construction
· Most loans close in 60 days
· Full Doc only


OWNER OCCUPIED PROPERTIES     [Apply Online]
Click fore more about Owner Occupied Properties
· Borrower must occupy 51% of the square footage
· Business tax returns required - last two years must be profitable
· Rates starting at 6%* fixed with amortizations up to 25 years

* all rates subject to change
            Click here to check today's yield for corresponding security